Apps are the basic foundation for technology, it controls virtually the entire system of either a smart phone or computer. An app is designed to handles an aspect and the summation of them all “Apps” brings about awesome results. Apparently, apps are more faster and easier to understand than searching the whole internet for a solution. The reason is clear, most app are specific in nature and not dynamic it will only solve issues based on what you install them for. This leads us to today’s topic Apps like wagepay or it’s alternative.
What is wagepay apps?
Wages is simply a pay, given to someone according to his labor or services rendered, which is calculated in minutes, hours and weekly upon completion of a job else no payment will be made from the employer side to such worker, this downside has caused some people a lot especially those in urgent needs of funds to settle one or two things, now instead of this challenge to become a problem it then opens a room for the likes of wagepay australia to explore the loaning industry thus allowing daily earner access portion of their wages in real time. Wagepay has been faithful since it’s existence and one of the things they enjoy doing is to put a constant smile on their clients face. Currently, wagepay have about 4.7 Stars / 2600 ratings on the Google store and 4.8 Stars / 3250 ratings on Apple store also, in their simplicity they try as much possible to eliminate missed payment fees and late fees, sign up take just 5 minutes to get on board alongside loan request. But you should be able aware that wagepay centrelink is unavailable for now.
Wagepay apps eligibility
Meeting up lender criteria are the major things that contribute towards borrower getting approved for loans. Most of these lenders if not all share some similarities on what they want from borrower, wagepay eligibility is as follows:
- A must to be of Age, some demands from 18years and Above while some 21years and more.
- Your wages is not paid into fixed account that’s savings which could be difficult to access during automatic repayments by wagepay.
- Endures your bank account in which you use to create your wagepay account is associated with that you receives income with.
- Your bank account shouldn’t be that with many gambling transactions or full of debits and fees that are irrelevant.
- Your income should be above $800 monthly pays, no centrelink customers are eligible for wagepay. Also, you’ll to provide your bank statements it is needed to proof income.
Wage pay apps australia limit
No limit to the number of times a user can take money out from wagepay however a limit is placed on the amounts a user can borrowed. At maximum, $2,000 is the highest amount a user can apply for per transaction. If $2,000 is much for you, can simply take what you need just type in the amounts in the correct box.
Apps like wagepay australia
Well, from the above mentioned goodies about wagepay, some borrower may find them unpleasant or not 100% satisfied with this loan app services thus leading them to search for similar to wagepay or perhaps you just want to know wagepay alternative australia for other reason best known to you. Wagetap app happens to be sites like wagepay in Australia and they’re not in any way related, it’s entirely different lenders, but possess similar features, fees, loan amount, repayment plan, no credit check needed, super fast in loan disbursement and of course less cumbersome during loan application.
Wagepay alternative no credit check
Wagepay offers no document check pay advance services to employees allowing them access wages quickly as possible without delay. It’s good you know that wagepay similar too do not requires credit check for approval. However, bank statements may be looked upon to further decide borrower’s employment status, you know advance pay apps support just employees working in an organization not centrelink customers.
Apps like wagepay reviews
Wagepay alternatives are similar app on the internet and should have best reviews above 3 stars on the Google business platform to be considered excellent and safe to opt-in for. so we’ll advice you check other third party review sites as such reddit, quora, linkedIn to hear people’s opinion.
Let talk about wagepay business review: of recent, wagepay launched a new pay advance option which is best for business not for personal usage. To be frank, wagepay for business is nice a good number of person using it had left positive reviews on the internet and other sources.
FAQs
How much does wagepay charge?
Considering this fact that the funds you’re accessing are yours wagetap charge employees 5% per transaction i.e if you apply for $100 you will pay just $5 once for it at the end of the month, no extra hidden fees needed.
Does wagepay contact your employer?
No, your employer is not part of this game, it’s a self end to end transaction between you and the third party lenders under Wagepay platform sometimes your employer will need to initiate the advance pay scheme for everyone’s sake within the workspace.
Are wagepay and wagetap the same?
Many people ask this question over and over contemplating in their minds whether wagetap and wagepay are the same company? Well no, they aren’t same and of course not working together, their platform just seems similarly flexible so employees can easily work their way around and understood things.
Does wagepay affect my credit score?
Wagepay do not cause any stain on employee credit score negatively due to the reason that wagepay don’t conduct credit history check before disbursement which means it improve credits instead.
Does wagepay do a credit check?
No of course wagepay do not carry out credit check on borrower’s previous financial history before approved for loans instead they’ll be need for provision of 3 months bank statements so lenders can assess you and as well learn about your employment status.
How long does wagepay alternative take to process?
Most likely to be 60minutes at maximum for you to receive the money into your australian bank, everything is deem fast including fill up of your information takes few minutes as well to complete the entire application process too.
What can i use instead of wagepay?
A good alternative option aside applying for pay advance from wagepay is to opt-in for payday loans, but they’re of high interest fees involving extra charges than expected.
How much can i get with wagepay?
The total amount of money you can get through wagepay is 25% of your income payments, you simply cannot exceed this limit unless in rare cases which doesn’t comes often. I.e an employee earning $1000 as wages would be eligible for just $250 so if you need huge amounts kindly opt-in for payday loans instead.