Australia is among one of the most promising country in the world that takes loaning very serious, in fact no way anyone would discuss about loans acquisition without mentioning this country because Australia is choked up with several lenders and brokers willing to help depending on your current state of living, you will definitely get approved for a loan that best fit in your current situation. How beautiful it is for an employee to have access to portion of his hard earned money earlier before the usual payday to tend to some of his immediate needs and all. Obviously, this is possible and quite easy than you think through pay on demand advance services like cheq and mypayfast.
Mypayfast app
Mypayfast is not really an app, it can only be access via web which is flexible for everyone in as much they have a browser installed on their phone, tablet and computer. Mypayfast allows anyone with proof of monthly pays get hold of salary any time it is needed and doesn’t charge user fees for late payment, but automatic deduction is on default for every account. So just as others, mypayfast interest fees on every pay advance is 5% without transfer fee and funds disbursement is fast in less than a day borrower should receive credit alert paid directly into their bank. Mypayfast allow you access up to 25% from your salary at maximum $750 any moment before the usual time for payment cycle. Mypayfast app is extremely good in fact no credit check needed to request for your early pay however, mypayfast may not be suitable for your present situation considering the limitations in loan amount so we’ll discuss about it’s close alternatives before then, let’s talk about mypayfast reviews and complaints.
Mypayfast reviews and complaints
Mypayfast is designed for those in the Australia precisely anyone employed, earning regular income of $450 and above per week are welcome. The income must be in an everyday account not savings account for mypayfast to have full control over repayment. Also, one of this pay advance app complaints is mypayfast not working which is temporal and would be fixed automatically in less than 24hours, network issue at your end can cause mypayfast not to work properly.
Mypayfast alternative Australia
The web is wide and universal containing virtually everything a person may need to equipped his or herself. So they’re many other apps like mypayfast in Australia rendering similar services, but one of it’s direct alternative is EarnIn. It’s is a well known cash advance app employees can easily access $100 loans in a day up to $750 for commercial workers or $1,000 at maximum just like mypayfast no paper work, no credit check, no extra fees except 5% charge fees on each loan amount user requested. Earnln required bank account information or statements before approving loans, which is an effective tool for lenders to determine employee’s abilities and worth.
Cheq app
Cheq is an advance pay app that allows working class people access like 30% – 50% of their wages when they most need it. Cheq app is backed up by prominent lenders who will definitely give you money if you apply through their dashboard with less interest fee of 5% you are good to go, no credit check, no bulky paper work, no queue, no need for a guarantor just receipts of payments from last 3 months to prove employment status.
Features of cheq app
- Easy to apply for pay advance.
- No credit check.
- Fixed 5% interest rates.
- Fast loan disbursement.
- Longer repayment period.
- Artificial Intelligence help support.
- Access to your wages or salary at any time even before payday.
Eligibility for pay advance through cheq
- A must Australia citizen, age 18 years and above.
- Possess an online banking account.
- Must be employed and already receiving income for at least 3 months from respected organization.
- Receive payments in predictable manner either weekly or monthly.
- Other includes, upload of valid documents like I.D card, employment information, your Australia address, phone number etcetera.
Apps like cheq Australia
Apps like cheq are numerous on Google app market store operating similarly, having same interest rates, quality, a bit advanced and possibly popular than cheq. The following are some of the best apps like cheq in Australia. Please endeavor you go through each of these apps like cheq advance pay terms and condition, available on their official website before applying for they services.