What is wagetap?
Wagetap app from it’s name has to do with “Wages” it is a pay advance app here in Australia which allows access to wages a simple and easy thing to acquire mainly for those in employment at any given time earlier than the payday for a reason best known to the borrower some of these expenses include transportation bills, car repairs, house rents, hospital bills and all. Wagetap charge as low as 5% on every amount you took from them and they’re said to have one of the most stress less repayment plan allowing it’s users pay in splits even postpone till the following month instead of paying their loan all at once. Wagetap is reliable having prominent lenders around Australia, but if you’re looking for another wagetap alternative below we’ll talk about it.
How to use Wagetap?
To make use of wagetap is a piece of cake even an infant could operate it seamlessly and borrow money. Here are the things you will need to do: First off, go to the app store on your device download wagetap app or visit their official website Sign up for an account using your Full name, Gmail and phone number. You will be asked to verify your Gmail address, create a strong password and connect your bank account associated with your income payments. Finally, when your account successfully verified you can start accessing portion of your earnings. Do know that you’re eligible to apply for quarter of your income from wagetap not complete payments.
Wagetap contact
Often time, things do not always work out the way we want it, that’s why we need assistance from the internal body probably those that knows much about the entire system. Wagetap offers such services to it’s borrowers allowing them contact through Gmail address: [email protected] should in case they need clarification on somethings or when faced with downtime. Other ways to reach wagetap is for you to use live chat available on their official website. Ensure you explain your issues in a more simpler and understanding manner for quick resolve.
Wagetap app not working?
Wagetap app may not be available for use during midnight or probably you should check the status of your phone network whether the connection is strong or kindly update the app via play store or better still access wagetap through their official website not app. If you try all of these mentioned technical solutions and issues still persist, the last option here is to contact wagetap customer service or be patience for problem to resolved on its own.
Wagetap reviews complaints
Wagetap review on reddit forum are mostly positive to less complaints, which means a lot of people love the kind of services they’re rendering down to it’s fair interest fees, repayment plans and loan disbursement. You too can as well visit reddit to cross check what we saying, but do know that people’s reviews and complaints cannot possibly be used to judge, instead try wagetap out first be know the truth as experience is the best teacher.
Wagetap for Centrelink
According to wagetap, a centrelink customer cannot apply for pay advance wages through their services because those receiving benefits or support from government do not meet-up with possible income amount required weekly. Centrelink users should opt-in for short term loans like payday loans which comes at a very high interest fees above 10%. Another available loan option for centrelink customer is the co-signer loans and secured type loans which involves borrower drop off his assets or property to serve as collateral in exchange for loans. Co-signer loans work in this way, a borrower looked for someone with an excellent credit score to stand on his behalf, if he default payments co-signer would bare the responsibility.
Apps like wagetap
From the introduction explained above, apps are numerous not one, but two to three or more up to infinity. Speaking of apps like wagetap there are whopping good number of them online if we’re not mistaken, about a hundreds just in Australia. These apps may have one thing in common, but truth be told each are awesome and unique in it’s ways, some aside lending funds they will become a budget app helping users plan ahead of pay day and controlling spend habits. Apps like wagetap upon making a request for loan, approval is sure in as much the user is employed and in wait for wages or salary. From there the borrower receives alert for the money via bank and repayment is implemented to such account for automatic deduction when wages are paid.
Wagetap alternative
Wagetap direct alternative is Commbank. It is the number one online bank to have start pay advance services in Australia. Commbank just as Wagetap enables employee get advance pays upto $5,000 with a low fee and to be paid within the succeeding month in full, in fact no need for users to grant his consent before Commbank withdraws money from salary that come in such account. Commbank unlike Wagetap requires borrower pay for setup fee 20% alongside 4% on monthly basis depending on the loan amount which is a bit cost effective.
FAQs
Is wagetap trustworthy?
Wagetap is more than legit and safe to use since they’re among the top 10 best pay advance company in existence for long and as well having a legitimate law enforcement agency backing them.
Is wagetap a payday loan?
Absolutely not a payday loan, wagetap app allows you tap into your income for that week especially when payments come in very slow making you get paid early before the usual cycle.
Who is eligible for wagetap?
Everyone from age 21year above receiving regular income from recognized organization or workplace is eligible for pay advance from wagetap, but unemployed and centrelink people are not welcome at all.
How much can you get from wagetap?
Most pay advance app allows employees access just $750 or quarter of their income however wagetap amount is high up to $2,000 you can apply for within a week. If this amount is too much, you can simply choose what you want to borrow.
Is wagetap only for Australian citizens?
Yes, for now Australians are the most beneficiary of wagetap maybe in future to come this services will opened up for foreigners outside Australia axises. If you’re staying in another country aside Australia, do well to check in your country for pay advance apps that support your region.
What happens if I miss a wagetap payment?
Missing payments on wagetap is rare because repayment are incorporated into your income payment gateway that’s your repayment are set to charged automatically from next payout without any external action.
How long does wagetap take to process repayments?
Repayment of your bills takes 24hours to reflect in your wagetap account after you’ve made the transfer before 4pm of that same day. This solely is dependent on your biller how fast they’re in processing the funds you sent through their services.