Apps are the basic foundation for technology, it controls virtually the entire system of either a smart phone or computer. An app is designed to handles an aspect and the summation of them all “Apps” brings about awesome results. Apparently, apps are more faster and easier to understand than searching the whole internet for a solution. The reason is clear, most app are specific in nature and not dynamic it will only solve issues based on what you install them for. This leads us to today’s topic “Apps like wagetap and wagepay alternative”.
1. Wagetap
Wagetap app from it’s name has to do with “Wages” it is a pay advance app here in Australia which allows access to wages a simple and easy thing to acquire mainly for those in employment at any given time earlier than the payday for a reason best known to the borrower some of these expenses include transportation bills, car repairs, house rents, hospital bills and all. Wagetap charge as low as 5% on every amount you took from them and they’re said to have one of the most stress less repayment plan allowing it’s users pay in splits even postpone till the following month instead of paying their loan all at once. Wagetap is reliable having prominent lenders around Australia, but if you’re looking for another wagetap alternative below we’ll talk about it.
How to use Wagetap?
To make use of wagetap is a piece of cake even an infant could operate it seamlessly and borrow money. Here are the things you will need to do: First off, go to the app store on your device download wagetap app or visit their official website Sign up for an account using your Full name Gmail and phone number. You will be asked to verify your Gmail address, create a strong password and connect your bank account associated with your income payments. Finally, when your account successfully verified you can start accessing your earnings.
Wagetap contact
Often time, things do not always work out the way we want it, that’s why we need assistance from the internal body probably those that knows much about the entire system. Wagetap offers such opportunity to it’s borrower allowing them contact them through Gmail address: [email protected] should in case they need clarification on somethings or when faced with downtime.
Wagetap for Centrelink
According to wagetap, a centrelink customer cannot apply for pay advance wages through their services because those receiving benefits or support from government doesn’t meet-up with possible income amount required weekly. Centrelink users should take short term loans like payday loans instead.
Apps like wagetap
From the introduction explained above, apps are numerous not one, but two to three or more up to infinity. Speaking of apps like wagetap there are whopping good number of them online if we’re not mistaken, about a hundreds just in Australia. These apps may have one thing in common, but truth be told each are awesome and unique in it’s ways, some aside lending funds they will become a budget app helping users plan ahead of pay day and controlling spend habits. Apps like wagetap upon making a request for loan, approval is sure in as much the user is employed and in wait for wages or salary. From there the borrower receives alert for the money via bank and repayment is implemented to such account for automatic deduction when wages are paid.
Wagetap alternative
Wagetap direct alternative is Commbank. It is the number one online bank to have start pay advance services in Australia. Commbank just as Wagetap enables employee get advance pays upto $5,000 with a low fee and to be paid within the succeeding month in full, in fact no need for users to grant his consent before Commbank withdraws money from salary that come in such account. Commbank unlike Wagetap requires borrower pay for setup fee 20% alongside 4% on monthly basis depending on the loan amount which is a bit cost effective.
Wagetap app not working?
Wagetap app may not be available for use during midnight or probably you should check the status of your phone network whether the connection is strong or kindly update the app via play store. Better still access wagetap through their official website not app.
Wagetap reviews complaints
Wagetap review on reddit forum are mostly positive to less complaints, which means a lot of people love the kind of services they’re rendering down to it’s fair interest fees, repayment plans and loan disbursement. You too can as well visit reddit to cross check what we saying.
Wagetap FAQs
How long does Wagetap take to process repayments?
Repayment of your bills takes 24hours to reflect in your wagetap account after you’ve made the transfer before 4pm of that same day. This solely is dependent on your biller how fast they’re in processing the funds you sent through their services.
Is Wagetap a payday loan?
Absolutely not a payday loan, wagetap app allows you tap into your income for that week especially when payments come in very slow making you get paid early before the usual cycle.
How much can you get from Wagetap?
Most pay advance app allows employees access just $750 or quarter of their income however wagetap amount is high up to $2,000 you can apply for within a week. If this amount is too much, you can simply choose what you want to borrow.
2. Wagepay
Wages is simply a pay, given to someone according to his labor or services rendered, which is calculated in minutes, hours and weekly upon completion of a job else no payment will be made from the employer side to such worker, this downside has caused some people a lot especially those in urgent needs of funds to settle one or two things, now instead of this challenge to become a problem it then opens a room for the likes of wagepay to explore the loaning industry thus allowing daily earner access portion of their wages in real time. Wagepay has been faithful since it’s existence and one of the things they enjoy doing is to put a constant smile on their clients face. Currently, wagepay have about 4.7 Stars / 2600 ratings on the Google store and 4.8 Stars / 3250 ratings on Apple store also, in their simplicity they try as much possible to eliminate missed payment fees and late fees, sign up take just 5 minutes to get on board alongside loan request.
Wagepay eligibility
Meeting up lender criteria are the major things that contribute towards borrower getting approved for loans. Most of these lenders if not all share some similarities on what they want from borrower:
- A must to be of Age, some demands from 18years and Above while some 21years and more.
- Your wages is not paid into fixed account that’s savings which could be difficult to access during automatic repayments by wagepay.
- Endures your bank account in which you use to create your wagepay account is associated with that you receives income with.
- Your bank account shouldn’t be that with many gambling transactions or full of debits and fees that are irrelevant.
- Your income should be above $800 monthly pays, no centrelink customers are eligible for wagepay. Also, you’ll to provide your bank statements it is needed to proof income.
Wagepay limit
No limit to the number of times a user can take money out from wagepay however a limit is placed on the amounts a user can borrowed. At maximum, $2,000 is the highest amount a user can apply for per transaction. If $2,000 is much for you, can simply take what you need just type in the amounts in the correct box.
Wagepay business review
Of recent, wagepay launched a new pay advance option which is best for business not for personal usage. To be frank, wagepay for business is nice a good number of person using it had left positive reviews on the internet and other sources.
Wagepay alternative
Well, from the above mentioned goodies about wagepay, some borrower may find them unpleasant or not 100% satisfied with this loan app services thus leading them to search for wagepay similar apps Australia or perhaps you just want to know wagepay alternative for other reason best known to you. Wagetap app happens to be direct app like wagepay in Australia and they’re not in any way related, it’s entirely different lenders, but possess similar features, fees, loan amount, repayment plan, no credit check needed, super fast in loan disbursement and of course less cumbersome during loan application.
